Senior Credit Risk Analyst

Remuneration:	R500000 - R700000 per month cost-to-company
Location:	Cape Town
Job level:	Mid/Senior
Type:	Permanent
Company:	Ad Talent Africa

Who are we:

A leading retail business.

Who are we looking for: 

We are looking for a competent and driven Senior Risk Analyst who will be exposed to all aspects of the credit lifecycle: acquisition, marketing, account management and collections.

What will you do:

• Primary tasks include :
  
  
  • Establishing optimal credit risk policies and limit calculations
  • Analyse current strategies
  • Building A/B testing strategies
  • Defining rules to manage exposure based on customer performance
  • Assist the project manager, business analyst, system development and IT teams to design solutions that sets the business up for future success
  • Engage in a consultative role with the Marketing and Collections operational teams to streamline their mandates
  • Produce monitoring reports

• Other:
  
  • Mentoring and up-skilling of junior analysts
  • Ensure the business is compliant with regulations and external data providers i.e. credit bureaus

What do you need:

• Five years’ experience
• Degree with Mathematics/Statistics or equivalent (essential/advantageous)
• Advanced computer literacy skills with a high proficiency in SQL or SAS and Microsoft Excel
• Experience in all areas of the credit lifecycle
• Proven experience with scorecards and analytics
• Knowledge on how credit risk scorecards are built and experience in assigning risk strategies on risk groups derived by scorecards
• Present data to demonstrate conclusions gained from analysing data
• Able to query and interpret data quickly and clearly
• Self-motivated driver of performance
• Great at finishing projects and disciplined in meeting deadlines
• Strong problem-assessment and decision-making ability
• Attention to detail with a methodical approach to work
• Able to regroup and re-organise when priorities shift
• Generate ad-hoc reports and analytics
• Ensure professional relationships are established and maintained with colleagues, customers and external vendors
• Comfortable working in a team to assist on other key projects in the Customer Management Services team

Skills required:

• Balanced scorecard
• Credit risk
• Data analysis

Posted on 23 Apr 16:37, Closing date 23 May